Selecting the Right Insurance

Believe it or not, literally hundreds of types of insurance are available.  At Core Benefits Group, we help you identify more than 40 different products for your business or personal needs.  

We help you find all the basic, expected types of coverage, including:

  • Personal health insurance for you and your family
  • Business medical insurance for your employees
  • Coverage for personal and business vehicles
  • Homeowner’s insurance
  • Coverage for gaps in Medicare
  • Professional and general liability coverage for you and/or your business

More than just coverage

However, insurance isn’t just limited to these types of coverage.  And while these basic forms of coverage take care of most situations you will encounter in your personal or professional life, there are many situations they may not cover.

Consider some of the following scenarios, for example:

  • You didn’t clear your sidewalk of ice and snow and the mailman slips, falls, and breaks his arm.  He successfully sues you for $1 million.  Remember, homeowner’s insurance doesn’t cover liability situations like these.
  • Your spouse has too much to drink one night and becomes involved in a car accident, seriously harming three individuals in the other vehicle.  The medical expenses total $800,000, far exceeding the limits on your automobile insurance policy.
  • One of the employees at your telecommunications company accidentally disconnects the wrong wire while working on client equipment.  The company stands to lose $150,000 per hour, and it will take at least several hours to make the repair.  
  • You’ve been planning an outdoor wedding for more than a year, and now that your big day has finally come, it’s raining hard outside.  You spent $20,000 on creating the wedding of your dreams.
  • A catastrophic flood hits your area, but your homeowner’s insurance policy doesn’t cover flood damage.  

Core Benefits Group Helps You Select the Appropriate Coverage

Having the right insurance coverage in place at all times means your financial, and emotional, lives remain at peace regardless of what obstacles you face.  At Core Benefits Group, our goal is to help you identify only the types of business and personal coverage you need.  

We focus on building long-term relationships using a strong foundation of trust.  By using this approach, we know you will purchase from us when you are ready.  If you have any questions or concerns about the insurance products you purchase, just let our friendly agents know, and we’ll be happy to help.  The three broad categories of coverage we offer are: