Boat & Watercraft Insurance

Boat & Watercraft Insurance – Have an Adventure & Keep Your Peace of Mind

You purchased your boat so you could relax and enjoy some time with your family, friends, and sometimes yourself.  But, you are not a mechanic, and you know sometimes the unexpected happens.  Fortunately, you can purchase insurance for almost anything that can go wrong with your boat.  

You can insure your boat in the event of a number of disasters, including:

  • Sinking
  • Capsizing
  • Stranding
  • Collisions
  • Storm damage
  • Theft
  • Vandalism 
  • Fire damage

In addition to insuring your boat against those undesirable scenarios, you can also insure every part of equipment permanently attached to your boat, including anchors, trolling motors, dinghies, seat cushions, canopies, skis, and extra fuel tanks.  

Finally, you can also insure yourself in the event your physically damage someone’s property or cause bodily harm to another person with your boat.  You can purchase boat liability coverage, which insures:

Bodily injury, property damage, and legal defense costs in the event you are legally liable for an accident caused by your watercraft

Medical payments, which are defined as medical expenses you, your resident relatives, and any other occupants of your boat incur as a result of using your watercraft

You can also purchase insurance for:

  • Reasonable repairs, which are repairs used to protect your watercraft from additional damage
  • Emergency service, which pays for reasonable costs you experience resulting from emergency service required for your watercraft and its motor or trailer
  • Wreck removal, which includes reasonable expenses resulting from the raising, removal, or destruction of the wreck of your watercraft

Ask Your Trusted Core Benefits Group Agent 


Insurance possesses a high level of complexity, so ask your Core Benefits Group agent all questions you have to ensure you have a very clear understanding of your insurance coverage.  Our agents’ goal is to build your trust by helping you only purchase the insurance you need. 

Contact us to ger your FREE boat and watercraft insurance quote