Renters Insurance

Purchase Renters Insurance for Pennies Per Day

For less than a dollar a day, you can have the entire value of all your possessions covered.  Did you know that you, not your landlord, are responsible for insuring your possessions?  Renter’s insurance covers you in the event of:

  • Possessions stolen during a break-in 
  • Fire or severe weather damage to your items
  • Someone suffering an injury in your home for which you are legally liable
  • Frozen plumbing systems that cause damage

While renter’s insurance is relatively inexpensive and rarely an important item on your budget, you might be interested in factors that affect pricing.  These factors include:  

  • The deductible you choose
  • Which coverage you purchase
  • The value of the coverage you buy

Additional Types of Coverage Available

Although most renters choose to purchase coverage exclusively for their physical possessions, you can purchase a number of different types of coverage, including:

  • Additional living expense – In the event you have to leave your home due to required repairs or replacement of the premises, this insurance helps you pay for expenses above what you usually pay for food and shelter. 
  • Inflation coverage – Inflation increases the cost of living, and you can purchase coverage which increases the amount of insurance you have along with the inflation rate.  Your policy premium adjusts with the inflation rate each time it renews.
  • Personal liability – If you are legally liable for bodily injury or property damage, this type of insurance provides coverage.
  • Medical payments to others – If someone is accidentally injured while on your premises, this coverage pays their medical expenses.  However, it does not cover medical expenses for you or family members living with you.
  • Losses not insured – Not every property loss is ensured by a renter’s insurance policy.  If you have questions about yours, make sure to discuss them with your Core Insurance agent.

The Right Coverage for You

Purchasing renter’s insurance is a relatively straightforward process.  You simply estimate the value of your possessions, choose a deductible, and then pay an annual premium.

If all of this sounds complex and overwhelming, that’s because it is.  Fortunately, Core Insurance has friendly, experienced agents ready to walk you step-by-step through the process of purchasing insurance.  We realize long term client relationships are the key to success. You can count on us to help you identify only the insurance you need, and buy it at a price you can afford.  

Click here to receive your FREE Renter's Insurance Quote