Supplemental Medical Insurance

Supplemental Medical Insurance - Cover Catastrophic Medical Expenses

You know basically how health, dental, and vision insurance work.  They cover most common health problems you expect to experience.  

Sometimes, though, you or someone in your family encounters a health condition that causes a major disruption in your life.  Supplemental medical insurance covers those gaps other forms of health insurance miss.  Common areas supplemental medical insurance covers include:

  • Finding coverage for pre-existing conditions 
  • Taking care of bills resulting from extended hospital stays
  • Managing costs associated with lengthy hospital stays, such as lodging, meals, extra transportation, private duty nurse and private room fees
  • Unanticipated child care expenses
  • Income protection in the event of a physical disability

Prepare for the Unexpected

Unfortunately, you never know when a catastrophic medical condition will occur in your life or that of a loved one.  Some medical conditions are a leading cause of personal bankruptcy, and these conditions include:

  • Heart attacks
  • Cancer
  • Neurological conditions such as multiple sclerosis
  • Diabetes
  • Stroke
  • Heart disease

Supplemental medical insurance provides a number of benefits to alleviate the costs of these conditions.  Some of these benefits include:

  • Coverage begins instantly in the case of hospital days – you do not have a waiting period or deductible
  • Hospital stays which are covered are paid for up to one year for the same condition or a related one
  • Payments are made directly to you, not the hospital providing care
  • Disability income protection, which guards against lost income by providing a monthly benefit

If you are like most people, you probably aren’t too familiar with supplemental medical insurance.  Even more challenging is the fact insurance coverage and regulations vary by state.  At Core Benefits Group, we sympathize with how overwhelming it is understanding insurance jargon. Our friendly, knowledgeable insurance agents are here to help you purchase only the insurance you need, and provide the coverage you expect.  

Click here to receive your FREE Supplemental Health insurance quote.